Reverse Mortgage Principal Limit: HECM and Proprietary
The reverse mortgage principal limit is the percentage of home value a HECM or proprietary loan will lend. All it takes to ballpark it: age and home value.
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VantageScore Mortgage: Why Credit Karma Scores Finally Matter
VantageScore mortgage approvals are here. Your Credit Karma score finally matters, brokers can pull both scores and use whichever helps you most.
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UWM 1-0 Buydown: Real Year-One Savings, Honest Trade-Offs
UWM’s Free 1-0 buydown trims a buyer’s first-year payment by hundreds, but there’s a real trade-off against the permanent rate. Here’s when it wins.
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Aging in Place West Seattle: Why I Support The Center
Why I serve as Board Treasurer at The Center for Active Living, and why I’m asking 20 West Seattle neighbors to support the annual fundraising campaign.
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Doctor Loans Explained: 100% Financing for Medical Professionals
Doctor loans let medical professionals finance up to 100% with no PMI. Eligibility, the LTV grid, and how they compare to big-bank versions.
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Virtual Mortgage Closing: Convenience Most Lenders Can’t Match
Virtual mortgage closing lets every borrower, co-buyer, and co-signer sign from anywhere on their own schedule. Most lenders can’t.
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Buy Before You Sell 1031 Exchange | Reverse 1031 Benefits
Why Buying Before You Sell Can Be a Huge Advantage in a 1031 Exchange A buy before you sell 1031 exchange gives investors more control and less deadline pressure. It also gives them a better shot at securing the right replacement property before selling the one they already own. One of the biggest problems with […]
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Seattle Housing Market November: Better for Buyers
When I asked a group of Seattle-area real estate agents about the Seattle housing market November, the results were nearly unanimous, eight out of nine said it’s a better time to buy than sell. Here’s what they’re seeing firsthand across West Seattle, Burien, and Renton. Seattle Housing Market Inventory and Buyer use James Ngugi (Instagram) […]
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Aging in Place Resource Fair At The Center For Active Living
Most older adults want the same thing as they age, to remain in the comfort of their own homes, surrounded by familiar routines, neighbors, and memories. Aging in place means preserving independence, continuing to build home equity, and making choices that keep dignity and financial security intact. It’s often more affordable than moving into assisted […]
