Home

INDEPENDENT MORTGAGE BROKER · WASHINGTON & COLORADO

The real advantage of a broker isn't the rate.

It's the options.
Most people think a mortgage broker just shops for a lower rate. The bigger benefit is access to more solutions for your unique situation — whether you’re buying a home, refinancing, or exploring a reverse mortgage.
One broker. Dozens of lenders. The right fit for you.
Find your fit →
Christopher Gibson · C2 Financial Corporation · NMLS #1910430
Christopher Gibson, mortgage broker with C2 Financial, West Seattle
30+
wholesale lenders
shopped for you

Buy a Home

First home or next home — we shop the whole market to fit your goals.

Refinance

Lower a payment, shorten your term, or tap equity when it makes sense.

Reverse Mortgage

Homeowners 62+ can turn home equity into tax-free cash flow.

★ CHRIS'S SPECIALTY

Real advice, with more ways to leverage home equity wisely.

Conventional Mortgages

Reverse Mortgages

Non-QM

FHA
Loans

VA
Loans

Jumbo
Loans

Check Out
Our Free Tools

Payment
Calculator

What's My
Home Worth

Working with Chris on my refinance was a great experience, from beginning to end. Very quick, much faster than I expected, and super easy. I was so pleased with the overall experience and am so happy to have Chris and team in my corner.
Morgan Thompson
Gibson Home Loans made our homebuying experience hassle free. Brandon was very professional and available for all our questions. The loan that he procured for us, was at an excellent rate and there were no surprises at the closing table. We highly recommend he and his entire team if you are buying or refinancing !
Mary Gillespie
Chris is wonderful to work with! I’ve bought, sold and bought another house with Chris as my realtor and most recently my lender. He made the loan part of my buying process so easy! The most important thing, however, is Chris is extremely ethical and to me that means everything.
Elizabeth Walker
This isn’t my first home and certainly wasn’t my first refinance, so I have quite a few experiences to draw on in comparison. This refinance, without a doubt, the smoothest to date. It is refreshing to have calls and emails promptly returned with reasonable explanations for my questions. Brandon was professional, knowledgeable, and fair. He set expectations and exceeded them. Whenever I hear of friends, family, or colleagues looking for mortgage financing, I confidently recommend him.
Jamey Arthur
Chris is our go-to guy for anything real estate. It’s nice to have a mortgage broker who also knows the real estate side. Chris has helped us a few times and he’s always quick, helpful, and able to get great rates for a loan. Our last loan was a little more complicated in that we had a short time frame due to a 1031 exchange. Chris came through with flying colors and made the process as low stress as possible.
Todd Chalmers
I worked with Brandon in 2020 to refinance my home. Brandon was knowledgeable, detail-oriented, and professional. He always kept me up to date throughout the process and was really helpful with the numerous documents that were required. I was happy with the rate too!! I'd recommend Brandon to anyone who is looking for a loan!!
Joann Gibson