An independent mortgage broker who leads with real numbers.
About Us
Christopher Gibson
Mortgage Broker, C2 Financial NMLS #1910430
I’m Christopher Gibson, an independent mortgage broker with C2 Financial, NMLS #1910430, based in West Seattle. From 2012 to 2020 I sold real estate in Denver, walking people through the biggest financial decision most of them ever make. In 2020 I moved into lending, where I can shop the whole market for my clients instead of pushing one bank’s products. My primary focus is Washington and Colorado, and I am also licensed in Texas, Florida, and Michigan.
My approach is simple: clear comparisons, real numbers, fast turn times, and a real person on the phone. I stay available evenings and weekends for pre-approvals, and I work closely with real estate agents to keep closings on schedule.
I hold myself to the Rotary Four-Way Test in everything I do. Of the things we think, say, or do: Is it the truth? Is it fair to all concerned? Will it build goodwill and better friendships? Will it be beneficial to all concerned?
Community Involvement
Beyond the mortgage, I’m proud to be part of the West Seattle community.
Chris is by far the best mortgage person I have dealt with in my home buying career, which has included multiple properties. He helped me work through the options, was professional the whole time, and constantly available (even when he was supposed to be on vacation). The digital tools he uses make the numbers easy to see and understand. I particularly liked and appreciated looking at options, in number of years and different interest rates. I have already recommended him to multiple friends.
I highly recommend Christopher Gibson to anyone looking for a trustworthy and knowledgeable loan officer. Christopher is honest, transparent, and operates with the highest level of integrity. He genuinely cares about his clients and takes the time to understand their unique financial goals.
One of the things that sets Christopher apart is his expertise in working with retirees. He understands the specific challenges and opportunities that come with retirement financing and provides clear, thoughtful guidance every step of the way. His professionalism, patience, and commitment to doing what's right make him an outstanding resource for anyone navigating the loan process.
I have personally known Chris for years, and if you're looking for a loan officer you can trust, Christopher Gibson is an excellent choice.
We had an outstanding experience working with Chris as our mortgage broker. From start to finish, his speed, professionalism, and dedication truly set him apart. He moved incredibly fast without ever sacrificing attention to detail, making what can often be a stressful process feel smooth and manageable.
What impressed us most was the level of effort he put in behind the scenes. It was clear he was fully committed to getting the best possible outcome for my husband and I. Chris was always available to answer questions, kept us informed at every step, and handled every challenge with confidence and expertise.
If you’re looking for someone who is responsive, hardworking, and genuinely invested in their clients, I can’t recommend Chris highly enough. His efficiency and commitment made all the difference.
Without Chris, we never would've gotten our first house, he was patient, unbelievably helpful and has become more of a friend than an agent. As a broker he's continued to go above and beyond, a great broker does more than set you at ease. With Chris you know you're getting the best possible deal. Chris got through weird appraisal waivers, helped us close in 3 weeks, and our agent said he's the best broker she's ever worked with. Chris is smart, driven and passionate. I can't say enough good things about him.
Chris did a fantastic job on saving our purchase of real estate transaction when another financial entity dropped the ball. He was able to complete a jumbo VA loan within two weeks to save the purchase contract. He communicated with the lender and us to keep the deal intact and amazingly on time to meet the sellers deadline. We appreciate all his efforts, I don't think anyone else could have done this for us. Thank you very much Chris you were a life saver (we did not wanted to lose this property it was perfect for us and something else like it may not have come along again).
I’m an independent mortgage broker with C2 Financial, based in West Seattle. My primary focus is Washington and Colorado, and I’m also licensed in Florida, Texas, and Michigan. I help people with home purchases, refinances, and reverse mortgages.
Why work with an independent broker instead of a bank?
A bank offers its own products. As a broker I shop many lenders and quote them side by side, so you see the real trade-offs before you choose. More on the loan options page.
What types of loans do you specialize in?
I handle purchases, refinances, and reverse mortgages. Reverse mortgages are a particular specialty, including HECM, jumbo, and proprietary options. See reverse mortgages or all loan options.
Where are you located?
Mailing address: 9030 35th Ave SW, Seattle, WA 98126. Call or text 720-449-6622.
This licensee is performing acts for which a real estate license, mortgage broker license, mortgage lender license, and mortgage company license is required. C2 Financial Corporation is licensed by the Colorado Division of Real Estate, NMLS# 135622; Michigan Department of Insurance and Financial Services, DIFS# FL0023565, SR0023566; Washington Office Department of Financial Institutions, DFI# MB135622;
Texas Department of Savings and Mortgage Lending 135622; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the states of CO, WA, MI, TX, FL.
As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders
TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.
Operating in Washington, Colorado, Texas, Florida, and Michigan. Corporate headquarters: 12230 El Camino Real Suite #100, San Diego, CA 92130 . C2 Financial Corporate Website: www.c2financialcorp.com