Category: Blog

Today's Interest Rate January 27

Post author By admin
Post date January 27, 2022
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Here is today’s interest rate quote by Gibson Home Loans:

Today’s Interest Rate

3.275% APR
3.173% before costs through United Wholesale Mortgage. Conventional Elite 30 day lock. January 27, 2022 at 2:58 PM

Terms

30 YR REFINANCE OWNER OCCUPIED SINGLE FAMILY
Value: $534K
Loan (No Cash-Out): $400K
Credit Score: 740+
Approximate Loan Cost: $7,130

What Will Your Rate Be?

Find out what your rate will be: www.GibsonRateCheck.com

About Us

Home Loan Originators Christopher Gibson & Brandon Gibson at C2 Financial Corporation are your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
Licensed to originate loans in all of Colorado. We primarily utilize United Wholesale Mortgage to offer the highest quality service and technology to make the mortgage process as easy on our clients as possible. We reduce our compensation to attempt to secure the lowest rates and costs possible for our clients, as well and we want to provide the best service AND the best rates.
Christopher & Brandon Gibson are brothers and Colorado natives. They began in the mortgage industry in 2019. Serving mostly friends and family, client satisfaction and referral business is their focus.

Disclosure

This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the Colorado Department of Real Estate, NMLS # 135622 NMLS# 1910935. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all. Rates subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of Colorado. www.GibsonHomeLoans.com | Chris Gibson | (720) 394-8861 | C@ChrisRayGibson.com | Brandon Gibson | (303) 332-5523 | B@BrandonPGibson.com

#Colorado #HomeLoans #Mortgages #RealEstate #Denver #ColoradoLove #WereAllInThisTogether

Tags colorado home loans, Colorado Mortgage Rates, colorado refinance rates, denver home loans, home loan originator, mortgage rate trend, mortgages, united wholesale mortgage

Blog Colorao Market Statistics Colorao Market Statistics

Colorado Real Estate Market Report December 2021

Post author By admin
Post date January 27, 2022
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Denver Realtor Reviews: Colorado Real Estate Market Statistics for December 2021

Real Estate Market Statistics for the metro Denver area, Colorado Springs Pikes Peak region, and Northern Colorado.

Metro Denver Colorado Real Estate Market Statistics as of December 2021
Denver metro is generally composed of Adams, Arapahoe, Broomfield, Denver, Douglas, Elbert, and Jefferson Counties. Metro Denver in Colorado saw a 62.6% decrease in the real estate inventory, which is the number of homes available for sale. Additionally, the Denver front range which includes Denver, Aurora, Lakewood, Thornton, Arvada, Westminster, Centennial, and Highlands Ranch as the largest cities in the area saw a 12.0% decrease in new listings and a 9.8% decrease in closed home sales. The median home price in Denver metro increased by 19.4% from $452,001 to $539,748.

Southern Front Range Colorado Real Estate Market Statistics as of December 2021

Colorado Springs is generally composed of El Paso County and Teller Counties. The Pikes Peak region in Colorado saw a 9.2% decrease in the real estate inventory, which is the number of homes available for sale. Additionally, the southern front range around Colorado Springs, which includes Colorado Springs, Monument, Falcon, Fountain, Manitou Springs, and Woodland Park saw a 4.9% increase in new listings and a 21.3% increase in closed home sales. The median home price in Colorado Springs metro increased by 20.0% from $400,000 to $480,000.

Northern Colorado Real Estate Market Statistics as of December 2021

Northern Colorado is generally composed of Boulder, Larimer, Logan, Moran, and Weld Counties. The Northern Front Range region in Colorado saw a 67.2% decrease in the real estate inventory, which is the number of homes available for sale. Additionally, the northern front range area that includes Boulder, Broomfield, Fort Collins, Greeley, Longmont, and Loveland saw an 11.4% decrease in new listings and a 10.7% decrease in closed home sales. The median home price in northern Colorado increased by 16.5% from $420,000 to $489,265.

Tags Colorado, Colorado Love, Colorado Real Estate Market Statistics, Denver, Denver Realtor Reviews, Home Loans, Market Report, mortgages, Real Estate, Were All In This Together

Blog Today's Interest Rate

Today's Interest Rate January 26

Post author By admin
Post date January 26, 2022
No Comments on Today's Interest Rate January 26

Here is today’s interest rate quote by Gibson Home Loans:

Today’s Interest Rate

3.148% APR
3.046% before costs through United Wholesale Mortgage. Conventional Elite 30 day lock. January 26, 2022 at 12:52 PM

Terms

30 YR REFINANCE OWNER OCCUPIED SINGLE FAMILY
Value: $534K
Loan (No Cash-Out): $400K
Credit Score: 740+
Approximate Loan Cost: $7,130

What Will Your Rate Be?

Find out what your rate will be: www.GibsonRateCheck.com

About Us

Disclosure

#Colorado #HomeLoans #Mortgages #RealEstate #Denver #ColoradoLove #WereAllInThisTogether

Tags colorado home loans, Colorado Mortgage Rates, colorado refinance rates, denver home loans, home loan originator, mortgage rate trend, mortgages, united wholesale mortgage

Blog Today's Interest Rate

Today's Interest Rate January 25

Post author By admin
Post date January 25, 2022
No Comments on Today's Interest Rate January 25

Here is today’s interest rate quote by Gibson Home Loans:

Today’s Interest Rate

3.140% APR
3.038% before costs through United Wholesale Mortgage. Conventional Elite 30 day lock. January 25, 2022 at 2:29 PM

Terms

30 YR REFINANCE OWNER OCCUPIED SINGLE FAMILY
Value: $534K
Loan (No Cash-Out): $400K
Credit Score: 740+
Approximate Loan Cost: $7,130

What Will Your Rate Be?

Find out what your rate will be: www.GibsonRateCheck.com

About Us

Disclosure

#Colorado #HomeLoans #Mortgages #RealEstate #Denver #ColoradoLove #WereAllInThisTogether

Tags colorado home loans, Colorado Mortgage Rates, colorado refinance rates, denver home loans, home loan originator, mortgage rate trend, mortgages, united wholesale mortgage

Blog Colorado Real Estate News

Colorado Real Estate News January 2022

Post author By admin
Post date January 25, 2022
No Comments on Colorado Real Estate News January 2022

Colorado Real Estate News

Colorado Home Loan Originators Brandon Gibson & Christopher Gibson – www.GibsonHomeLoans.com

	Published by
	Chris Gibson & Brandon Gibson

24 January 2022

Read paper →

Stories Homes & Trends Colorado Mortgages Super Local For Realtors Leisure

We know you expect us to be in the know when it comes to real estate news in and around Denver and Colorado, and now you can be too. We hope you find this latest version of our newsletter interesting and helpful. I cannot thank you enough for all the referrals. Have a great day!
Best regards,
Chris & Brandon Gibson

Mortgage Rates in U.S. Soar to the Highest Since March 2020

	Shared by
	Chris Gibson & Brandon Gibson

bloomberg.com – Mortgage rates in the U.S. rose for a third straight week, reaching the highest point in almost two years.

It’s not just Denver, housing prices are also skyrocketing in Colorado Springs, and it may be a while before they slow down

	Shared by
	Chris Gibson & Brandon Gibson

cpr.org – They're still setting new records, and one expert says it might be a decade before housing prices cool off along the Front Range.

Buyers Want To Know: Why Is Housing Supply Still So Low?

	Shared by
	Chris Gibson & Brandon Gibson

keepingcurrentmatters.com – One key question that’s top of mind for homebuyers this year is: why is it so hard to find a house to buy?

Supply and labor shortages double the time it’ll take to rebuild homes lost in the Marshall fire

	Shared by
	Chris Gibson & Brandon Gibson

coloradosun.com – Rebuilding homes lost to the Marshall fire will be a long haul effort as labor and supply shortages get in the way.

Rising Rates Pressure Buyers

	Shared by
	Chris Gibson & Brandon Gibson

magazine.realtor – House hunters are watching mortgage rates closely. After all, every increase could have an impact on affordability, particularly given escalating home prices.

What’s Going To Happen with Home Prices This Year?

	Shared by
	Chris Gibson & Brandon Gibson

keepingcurrentmatters.com – After almost two years of double-digit increases, many experts thought home price appreciation would decelerate or happen at a slower pace in the last quarter of 2021.

Can you use your ADU as a short-term rental? Yes, and that’s sort of the point.

	Shared by
	Chris Gibson & Brandon Gibson

denverite.com – But only about 16% of ADUs are being used as short-term rentals.

Cities with the fastest-growing home prices in Denver metro area

	Shared by
	Chris Gibson & Brandon Gibson

kdvr.com – Supply and demand drive the real estate market, affecting everything from building and lot values to availability for buyers and sellers.

A Sneak Peek at MAD Architects’ Adventurous One River North Project

	Shared by
	Chris Gibson & Brandon Gibson

5280.com – Biophilic design inspired by Colorado’s great outdoors is at the heart of this RiNo building that is certain to become a new Mile High City landmark. Biophilic design inspired by Colorado’s great out…

Why Inflation Shouldn’t Stop You from Buying a Home in 2022

	Shared by
	Chris Gibson & Brandon Gibson

keepingcurrentmatters.com – If you’re following along with the news today, you’re probably hearing a lot about record-breaking home prices, rising consumer costs, supply chain constraints, and more.

What the Pandemic’s ‘Open Streets’ Really Revealed

	Shared by
	Chris Gibson & Brandon Gibson

bloomberg.com – Covid-inspired traffic restrictions and street changes have swept scores of U.S. cities since the start of the pandemic. But not all communities have welcomed them.

Lumber Prices Add More Than $18,600 to Price of New Home

	Shared by
	Chris Gibson & Brandon Gibson

magazine.realtor – Lumber prices are soaring once again: Following a dip last spring and summer, they have nearly tripled over the past four months.

Homeownership Still More Affordable Than Renting

	Shared by
	Chris Gibson & Brandon Gibson

magazine.realtor – Home prices may be growing faster than rents in most places across the country, but homeownership still beats renting financially, shows a new study from ATTOM Data Solutions, a real estate data firm.

Colorado’s taxable home values could skyrocket in 2023

	Shared by
	Chris Gibson & Brandon Gibson

coloradosun.com – A state economic forecast predicts a statewide increase of up to 20%, but what that means for homeowners is complicated

Getting insurance in Colorado expected to cost more after costly wildfire damage

	Shared by
	Chris Gibson & Brandon Gibson

koaa.com – As costly damage estimates continue to add up for those impacted by the Marshall Fire insurance experts say we should be paying attention because these costs will impact consumers across the state. E…

The Marshall fire burned whole subdivisions and shopping centers. Are the ashes an air quality threat?

	Shared by
	Chris Gibson & Brandon Gibson

cpr.org – Residents have noticed strange smells in the burn area. Scientists are rushing to find out if they’re dangerous.

December 2021 Metro Denver Market Stats – 30 Day Snapshot

	Shared by
	Chris Gibson & Brandon Gibson

gibsonhomeloans.com – December 2021 Metro Denver Market Stats 30 Day Snapshot – Check out the latest real estate market statistics and market reports for metro Denver.

Denver housing market: New year, more inventory?

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	Chris Gibson & Brandon Gibson

denvergazette.com – Metro Denver homebuyers who thought it was tough to find for-sale homes in December will be sorely disappointed if they thought a new year would bring more inventory.

Metro Denver housing market ended 2021 with almost nothing to give buyers

	Shared by
	Chris Gibson & Brandon Gibson

denverpost.com – As the clock ticked away on low mortgage rates, desperate homebuyers in metro Denver just couldn’t find enough properties to purchase as 2021 came to a close — and the extreme seller’s market could …

New Year’s Resolutions for Home – Realty Times

	Shared by
	Chris Gibson & Brandon Gibson

realtytimes.com – Making a New Year’s resolution is nothing new. Most of us have done it at one time or another. Making good on that resolution is another thing. “The s…

Homeowners Experience Sticker Shock on Insurance Premiums

	Shared by
	Chris Gibson & Brandon Gibson

magazine.realtor – Homeowners who are renewing their home insurance policies are finding their rates are drastically climbing. Insurance companies point to rising material costs and climate change

Zillow predicts metro Denver could see another year of home price gains above 15%

	Shared by
	Chris Gibson & Brandon Gibson

denverpost.com – Colorado housing markets defied the odds in 2021, with price increases breaking all kinds of records. As to what happens in 2022, forecasts are all over the place, from the good times rolling into an…

Denver metro realtors predict strong housing market to continue in 2022

	Shared by
	Chris Gibson & Brandon Gibson

denverpost.com – Real estate experts predict Metro Denver’s real estate will stay hot in 2022, with record demand for homes pushing double-digit appreciation.

Sales Up as Buyers Rush to Lock in Mortgage Rates

	Shared by
	Chris Gibson & Brandon Gibson

magazine.realtor – Home buyers may have felt more determined in November to purchase before 2021 comes to an end and mortgage rates and borrowing costs increase, as largely is forecasted to happen.