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Blog Today's Interest Rate

Today's Interest Rate December 1

Here is today’s interest rate quote by Gibson Home Loans:Today's Interest Rate December 1

Today’s Interest Rate

2.699% APR
2.600% before costs through United Wholesale Mortgage. Conventional Elite 30 day lock. December 1, 2021 at 4:55 PM

Terms

30 YR REFINANCE OWNER OCCUPIED SINGLE FAMILY
Value: $534K
Loan (No Cash-Out): $400K
Credit Score: 740+
Approximate Loan Cost: $7,130

What Will Your Rate Be?

Find out what your rate will be: www.GibsonRateCheck.com

About Us

Home Loan Originators Christopher Gibson & Brandon Gibson at C2 Financial Corporation are your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
Licensed to originate loans in all of Colorado. We primarily utilize United Wholesale Mortgage to offer the highest quality service and technology to make the mortgage process as easy on our clients as possible. We reduce our compensation to attempt to secure the lowest rates and costs possible for our clients, as well and we want to provide the best service AND the best rates.
Christopher & Brandon Gibson are brothers and Colorado natives. They began in the mortgage industry in 2019. Serving mostly friends and family, client satisfaction and referral business is their focus.

Disclosure

This licensee is performing acts for which a real estate license is required.  C2 Financial Corporation is licensed by the Colorado Department of  Real Estate,  NMLS # 135622 NMLS# 1910935.  Loan approval is not guaranteed and is subject to lender review of information.  All loan approvals are conditional and all conditions must be met by borrower.  Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions.  Specified rates may not be available for all.  Rates subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of  Colorado. www.GibsonHomeLoans.com | Chris Gibson | (720) 394-8861 | C@ChrisRayGibson.com | Brandon Gibson | (303) 332-5523 | B@BrandonPGibson.com

#Colorado #HomeLoans #Mortgages #RealEstate #Denver #ColoradoLove #WereAllInThisTogether

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Blog Colorado Real Estate News

Colorado Real Estate News November 2021

Colorado Real Estate News
Colorado Home Loan Originators Brandon Gibson & Christopher Gibson – www.GibsonHomeLoans.com

Published by
Chris Gibson & Brandon Gibson

30 November 2021

Read paper →

Stories Homes & Trends Leisure Colorado Mortgages Super Local For Realtors
We know you expect us to be in the know when it comes to real estate news in and around Denver and Colorado, and now you can be too. We hope you find this latest version of our newsletter interesting and helpful. We cannot thank you enough for all the referrals. Have a great day!
Best regards,
Chris & Brandon Gibson

Despite Home Price Surge, Cooling May Be On the Horizon – Realty Times

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Chris Gibson & Brandon Gibson

thumbnail realtytimes­.com – The median home price in the United States just surpassed $400,000 for the first time at the end of October, according to the St. Louis Federal Reserv…

Season’s Greetings: All the Holiday Events in Denver

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Chris Gibson & Brandon Gibson

thumbnail westword­.com – In-person events are back at the end of 2021. Here’s what’s happening in metro Denver.

Here’s the Denver Metro Real Estate Market Update You Need to Know

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Chris Gibson & Brandon Gibson

thumbnail denverpost­.com – LIV Sotheby’s International Realty has just released its Q3 Micro Market Reports and Quarterly Luxury Report, which analyze the performance of the local housing market.

The 12 hottest housing markets in 2022

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Chris Gibson & Brandon Gibson

thumbnail nationalmortgagenews­.com – Local mortgage and real estate professionals give insight on the metro areas projected to experience the highest appreciation over the next year, according to Zillow.

Council Post: What To Expect In The Housing Market

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Chris Gibson & Brandon Gibson

thumbnail forbes­.com – As well as expected trends as demand continues to outpace supply, the coming years will also bring some unexpected changes as many current new homeowners look to sell again and settle into smaller, m…

A Fall Checklist of 10 Things You Gotta Do Before Winter Sets In

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Chris Gibson & Brandon Gibson

thumbnail houselogic­.com – Here is a fall checklist to help you take care of the most important preventative maintenance tasks to make sure your home is ready for winter.

Credit Scores Reach All-Time High

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Chris Gibson & Brandon Gibson

thumbnail magazine­.realtor – The increase has largely been driven by consumers who started with a credit score below 600. FICO usually considers a score between 670 to 739 to be good; anything below 580 is considered poor.

Denver is having a historic no-snow November, at least so far

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Chris Gibson & Brandon Gibson

thumbnail denverite­.com – An investigation by Denverite.

Does Hardwood Flooring Increase Property Values? – Realty Times

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Chris Gibson & Brandon Gibson

thumbnail realtytimes­.com – Hardwood flooring is valued for its beauty and charm as well as its overall durability. Wood floors are also hygienic and easy to clean, making them a…

Here are 14 of the best places to watch the sunset in Denver, because the end of daylight savings time is getting us down, too

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Chris Gibson & Brandon Gibson

thumbnail denverite­.com – Here’s where to chase the season’s earlier sunset.

Why Now Is a Great Time To Sell Your House

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Chris Gibson & Brandon Gibson

thumbnail keepingcurrentmatters­.com – As we near the end of the year, more homeowners are realizing the benefits of today’s sellers’ market.

The top 5 backyard improvements that add value to your home – and what not to do

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Chris Gibson & Brandon Gibson

thumbnail homesandgardens­.com – These are the backyard improvements that add value – and those to avoid

Cities with the fastest growing home prices in Denver metro area

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Chris Gibson & Brandon Gibson

thumbnail stacker­.com – Stacker compiled a list of cities with the fastest growing home prices in Denver-Aurora-Lakewood, CO metro using data from Zillow.

Colorado Real Estate Market Report October 2021 — Christopher Gibson

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Chris Gibson & Brandon Gibson

thumbnail chrisraygibson­.com – Denver Realtor Reviews: Colorado Real Estate Market Statistics for October 2021 Real Estate Market Statistics for the metro Denver area, Colorado Springs Pikes Peak region, and Northern Colorado. Met…

Could Your Garage Get Your Home Sold? – Realty Times

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Chris Gibson & Brandon Gibson

thumbnail realtytimes­.com – You’ve made updates to your kitchen. Made sure your bathrooms look fresh and clean. Decluttered EVERYTHING. Even dropped your price. But your house st…

Colorado’s Ten Most Affordable Places to Live in 2021

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Chris Gibson & Brandon Gibson

thumbnail westword­.com – The runaway winner is in the Denver metro area.

Stories • Homes & Trends • Leisure • Colorado Mortgages • Super Local • For Realtors
Read paper →

Categories
Blog Today's Interest Rate

Today's Interest Rate November 30

Here is today’s interest rate quote by Gibson Home Loans:Today's Interest Rate November 30

Today’s Interest Rate

2.724% APR
2.625% before costs through United Wholesale Mortgage. Conventional Elite 30 day lock. November 30, 2021 at 2:29 PM

Terms

30 YR REFINANCE OWNER OCCUPIED SINGLE FAMILY
Value: $534K
Loan (No Cash-Out): $400K
Credit Score: 740+
Approximate Loan Cost: $7,130

What Will Your Rate Be?

Find out what your rate will be: www.GibsonRateCheck.com

About Us

Home Loan Originators Christopher Gibson & Brandon Gibson at C2 Financial Corporation are your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
Licensed to originate loans in all of Colorado. We primarily utilize United Wholesale Mortgage to offer the highest quality service and technology to make the mortgage process as easy on our clients as possible. We reduce our compensation to attempt to secure the lowest rates and costs possible for our clients, as well and we want to provide the best service AND the best rates.
Christopher & Brandon Gibson are brothers and Colorado natives. They began in the mortgage industry in 2019. Serving mostly friends and family, client satisfaction and referral business is their focus.

Disclosure

This licensee is performing acts for which a real estate license is required.  C2 Financial Corporation is licensed by the Colorado Department of  Real Estate,  NMLS # 135622 NMLS# 1910935.  Loan approval is not guaranteed and is subject to lender review of information.  All loan approvals are conditional and all conditions must be met by borrower.  Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions.  Specified rates may not be available for all.  Rates subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of  Colorado. www.GibsonHomeLoans.com | Chris Gibson | (720) 394-8861 | C@ChrisRayGibson.com | Brandon Gibson | (303) 332-5523 | B@BrandonPGibson.com

#Colorado #HomeLoans #Mortgages #RealEstate #Denver #ColoradoLove #WereAllInThisTogether

Categories
Blog Today's Interest Rate

Today's Interest Rate November 23

Here is today’s interest rate quote by Gibson Home Loans:

Today’s Interest Rate

2.833% APR
2.733% before costs through United Wholesale Mortgage. Conventional Elite 30 day lock. November 23, 2021 at 1:07 PM

Terms

30 YR REFINANCE OWNER OCCUPIED SINGLE FAMILY
Value: $534K
Loan (No Cash-Out): $400K
Credit Score: 740+
Approximate Loan Cost: $7,130

What Will Your Rate Be?

Find out what your rate will be: www.GibsonRateCheck.com

About Us

Home Loan Originators Christopher Gibson & Brandon Gibson at C2 Financial Corporation are your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
Licensed to originate loans in all of Colorado. We primarily utilize United Wholesale Mortgage to offer the highest quality service and technology to make the mortgage process as easy on our clients as possible. We reduce our compensation to attempt to secure the lowest rates and costs possible for our clients, as well and we want to provide the best service AND the best rates.
Christopher & Brandon Gibson are brothers and Colorado natives. They began in the mortgage industry in 2019. Serving mostly friends and family, client satisfaction and referral business is their focus.

Disclosure

This licensee is performing acts for which a real estate license is required.  C2 Financial Corporation is licensed by the Colorado Department of  Real Estate,  NMLS # 135622 NMLS# 1910935.  Loan approval is not guaranteed and is subject to lender review of information.  All loan approvals are conditional and all conditions must be met by borrower.  Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions.  Specified rates may not be available for all.  Rates subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of  Colorado. www.GibsonHomeLoans.com | Chris Gibson | (720) 394-8861 | C@ChrisRayGibson.com | Brandon Gibson | (303) 332-5523 | B@BrandonPGibson.com

#Colorado #HomeLoans #Mortgages #RealEstate #Denver #ColoradoLove #WereAllInThisTogether

Categories
Blog Today's Interest Rate

Today's Interest Rate November 22

Here is today’s interest rate quote by Gibson Home Loans:Today's Interest Rate November 22

Today’s Interest Rate

2.809% APR
2.709% before costs through United Wholesale Mortgage. Conventional Elite 30 day lock. November 22, 2021 at 1:44 PM

Terms

30 YR REFINANCE OWNER OCCUPIED SINGLE FAMILY
Value: $534K
Loan (No Cash-Out): $400K
Credit Score: 740+
Approximate Loan Cost: $7,130

What Will Your Rate Be?

Find out what your rate will be: www.GibsonRateCheck.com

About Us

Home Loan Originators Christopher Gibson & Brandon Gibson at C2 Financial Corporation are your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
Licensed to originate loans in all of Colorado. We primarily utilize United Wholesale Mortgage to offer the highest quality service and technology to make the mortgage process as easy on our clients as possible. We reduce our compensation to attempt to secure the lowest rates and costs possible for our clients, as well and we want to provide the best service AND the best rates.
Christopher & Brandon Gibson are brothers and Colorado natives. They began in the mortgage industry in 2019. Serving mostly friends and family, client satisfaction and referral business is their focus.

Disclosure

This licensee is performing acts for which a real estate license is required.  C2 Financial Corporation is licensed by the Colorado Department of  Real Estate,  NMLS # 135622 NMLS# 1910935.  Loan approval is not guaranteed and is subject to lender review of information.  All loan approvals are conditional and all conditions must be met by borrower.  Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions.  Specified rates may not be available for all.  Rates subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of  Colorado. www.GibsonHomeLoans.com | Chris Gibson | (720) 394-8861 | C@ChrisRayGibson.com | Brandon Gibson | (303) 332-5523 | B@BrandonPGibson.com

#Colorado #HomeLoans #Mortgages #RealEstate #Denver #ColoradoLove #WereAllInThisTogether

Categories
Blog Today's Interest Rate

Today's Interest Rate November 19

Here is today’s interest rate quote by Gibson Home Loans:Today's Interest Rate November 19

Today’s Interest Rate

2.728% APR
2.629% before costs through United Wholesale Mortgage. Conventional Elite 30 day lock. November 19, 2021 at 2:27 PM

Terms

30 YR REFINANCE OWNER OCCUPIED SINGLE FAMILY
Value: $534K
Loan (No Cash-Out): $400K
Credit Score: 740+
Approximate Loan Cost: $7,130

What Will Your Rate Be?

Find out what your rate will be: www.GibsonRateCheck.com

About Us

Home Loan Originators Christopher Gibson & Brandon Gibson at C2 Financial Corporation are your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
Licensed to originate loans in all of Colorado. We primarily utilize United Wholesale Mortgage to offer the highest quality service and technology to make the mortgage process as easy on our clients as possible. We reduce our compensation to attempt to secure the lowest rates and costs possible for our clients, as well and we want to provide the best service AND the best rates.
Christopher & Brandon Gibson are brothers and Colorado natives. They began in the mortgage industry in 2019. Serving mostly friends and family, client satisfaction and referral business is their focus.

Disclosure

This licensee is performing acts for which a real estate license is required.  C2 Financial Corporation is licensed by the Colorado Department of  Real Estate,  NMLS # 135622 NMLS# 1910935.  Loan approval is not guaranteed and is subject to lender review of information.  All loan approvals are conditional and all conditions must be met by borrower.  Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions.  Specified rates may not be available for all.  Rates subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of  Colorado. www.GibsonHomeLoans.com | Chris Gibson | (720) 394-8861 | C@ChrisRayGibson.com | Brandon Gibson | (303) 332-5523 | B@BrandonPGibson.com

#Colorado #HomeLoans #Mortgages #RealEstate #Denver #ColoradoLove #WereAllInThisTogether

Categories
Blog Today's Interest Rate

Today's Interest Rate November 18

Here is today’s interest rate quote by Gibson Home Loans:Today's Interest Rate November 18

Today’s Interest Rate

2.769% APR
2.670% before costs through United Wholesale Mortgage. Conventional Elite 30 day lock. November 18, 2021 at 12:43 PM

Terms

30 YR REFINANCE OWNER OCCUPIED SINGLE FAMILY
Value: $534K
Loan (No Cash-Out): $400K
Credit Score: 740+
Approximate Loan Cost: $7,130

What Will Your Rate Be?

Find out what your rate will be: www.GibsonRateCheck.com

About Us

Home Loan Originators Christopher Gibson & Brandon Gibson at C2 Financial Corporation are your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
Licensed to originate loans in all of Colorado. We primarily utilize United Wholesale Mortgage to offer the highest quality service and technology to make the mortgage process as easy on our clients as possible. We reduce our compensation to attempt to secure the lowest rates and costs possible for our clients, as well and we want to provide the best service AND the best rates.
Christopher & Brandon Gibson are brothers and Colorado natives. They began in the mortgage industry in 2019. Serving mostly friends and family, client satisfaction and referral business is their focus.

Disclosure

This licensee is performing acts for which a real estate license is required.  C2 Financial Corporation is licensed by the Colorado Department of  Real Estate,  NMLS # 135622 NMLS# 1910935.  Loan approval is not guaranteed and is subject to lender review of information.  All loan approvals are conditional and all conditions must be met by borrower.  Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions.  Specified rates may not be available for all.  Rates subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of  Colorado. www.GibsonHomeLoans.com | Chris Gibson | (720) 394-8861 | C@ChrisRayGibson.com | Brandon Gibson | (303) 332-5523 | B@BrandonPGibson.com

#Colorado #HomeLoans #Mortgages #RealEstate #Denver #ColoradoLove #WereAllInThisTogether

Categories
Mortgage Rate Trends Weekly Mortgage Rate Trends

Mortgage Rate Trend November 18-24

Mortgage Rate Trend November 18-24
Here is the latest mortgage rate trend.

This Week’s Mortgage Rate Trend

When looking into mortgage options, it is important to research the mortgage rate trend and review what mortgage experts predict. As home loan originators, we work hard to stay up to date on the mortgage rate trend for our clients. Here is the latest mortgage rate trend forecast for this week.

Mortgage Experts

Mortgage experts mostly expect rates to rise in the coming week (Nov. 18-24). In response to Bankrate’s weekly poll, 50% said rates will go up. Meanwhile, 25% said they would drop and a quarter predicted rates will hold steady.

Based on the mortgage rate trend, it might be a good time to consider refinancing your current mortgage. Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.

Your Rate Options

A great way to begin the process of refinancing is to look at your rate options. We would love to help you out. Click the link below to determine what rate options are available to you: https://gibsonratecheck.com

Refinance Process

Are you curious about how the refinance process works? Here’s how our home refinance process works:

  • Complete our simple home refinance analysis request.
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

We Want To Help

As licensed loan originators serving all of Colorado, we primarily utilize United Wholesale Mortgage to offer the highest quality service and technology to make the mortgage process as easy on our clients as possible. Our top priority is to provide the best service AND the best rates.
As brothers and Colorado natives, we serve mostly friends and family. Client satisfaction and referral business is our focus.

#Colorado #HomeLoans #Mortgages #RealEstate #Denver #ColoradoLove #WereAllInThisTogether

Categories
Blog Colorao Market Statistics Colorao Market Statistics

Colorado Real Estate Market Report October 2021

Denver Realtor Reviews: Colorado Real Estate Market Statistics for October 2021

Real Estate Market Statistics for the metro Denver area, Colorado Springs Pikes Peak region, and Northern Colorado. 

Metro Denver Colorado Real Estate Market Statistics as of October 2021

Denver metro is generally composed of Adams, Arapahoe, Broomfield, Denver, Douglas, Elbert, and Jefferson Counties. Metro Denver in Colorado saw a 50.6% decrease in the real estate inventory, which is the number of homes available for sale. Additionally, the Denver front range which includes Denver, Aurora, Lakewood, Thornton, Arvada, Westminster, Centennial, and Highlands Ranch as the largest cities in the area saw a 12.4% decrease in new listings and a 14.9% decrease in closed home sales. The median home price in Denver metro increased by 13.1% from $469,900 to $531,500.

Colorado Real Estate Market Report South Metro Denver REALTOR Association October 2021

Southern Front Range Colorado Real Estate Market Statistics as of October 2021

Colorado Springs is generally composed of El Paso County and Teller Counties. The Pikes Peak region in Colorado saw a 6.0% decrease in the real estate inventory, which is the number of homes available for sale. Additionally, the southern front range around Colorado Springs, which includes Colorado Springs, Monument, Falcon, Fountain, Manitou Springs, and Woodland Park saw a 27.6% increase in new listings and a 12.3% increase in closed home sales. The median home price in Colorado Springs metro increased by 11.5% from $425,000 to $473,750. 

Colorado Real Estate Market Report Pikes Peak MSA September 2021

Northern Colorado Real Estate Market Statistics as of October 2021

Northern Colorado is generally composed of Boulder, Larimer, Logan, Moran, and Weld Counties. The Northern Front Range region in Colorado saw a 62.7% decrease in the real estate inventory, which is the number of homes available for sale. Additionally, the northern front range area that includes Boulder, Broomfield, Fort Collins, Greeley, Longmont, and Loveland saw a 14.0% decrease in new listings and a 19.0% decrease in closed home sales. The median home price in northern Colorado increased by 15.3% from $425,000 to $490,000.

Colorado Real Estate Market Report Northern Front Range MSA October 2021

Categories
Blog Today's Interest Rate

Today's Interest Rate November 17

Here is today’s interest rate quote by Gibson Home Loans:

Today’s Interest Rate

2.789% APR
2.689% before costs through United Wholesale Mortgage. Conventional Elite 30 day lock. November 17, 2021 at 10:02 AM

Terms

30 YR REFINANCE OWNER OCCUPIED SINGLE FAMILY
Value: $534K
Loan (No Cash-Out): $400K
Credit Score: 740+
Approximate Loan Cost: $7,130

What Will Your Rate Be?

Find out what your rate will be: www.GibsonRateCheck.com

About Us

Home Loan Originators Christopher Gibson & Brandon Gibson at C2 Financial Corporation are your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
Licensed to originate loans in all of Colorado. We primarily utilize United Wholesale Mortgage to offer the highest quality service and technology to make the mortgage process as easy on our clients as possible. We reduce our compensation to attempt to secure the lowest rates and costs possible for our clients, as well and we want to provide the best service AND the best rates.
Christopher & Brandon Gibson are brothers and Colorado natives. They began in the mortgage industry in 2019. Serving mostly friends and family, client satisfaction and referral business is their focus.

Disclosure

This licensee is performing acts for which a real estate license is required.  C2 Financial Corporation is licensed by the Colorado Department of  Real Estate,  NMLS # 135622 NMLS# 1910935.  Loan approval is not guaranteed and is subject to lender review of information.  All loan approvals are conditional and all conditions must be met by borrower.  Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions.  Specified rates may not be available for all.  Rates subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of  Colorado. www.GibsonHomeLoans.com | Chris Gibson | (720) 394-8861 | C@ChrisRayGibson.com | Brandon Gibson | (303) 332-5523 | B@BrandonPGibson.com

#Colorado #HomeLoans #Mortgages #RealEstate #Denver #ColoradoLove #WereAllInThisTogether