These terms apply to gibsonhomeloans.com, the website of Christopher Gibson, a mortgage broker with C2 Financial Corporation, NMLS #1910430. By using this site you agree to the terms below. If you do not agree, please do not use the site.
Educational information only
Everything on this site, including the guides, calculators, examples, any Loan Estimate reviews, and any emails, calls, or texts, is for general information and education. None of it is a loan offer, a quote, a commitment to lend, or financial, legal, or tax advice. For advice about your own situation, please talk with a licensed professional.
Calculators and scenario results
The calculators and scenarios on this site produce rough, illustrative estimates only. Your actual numbers depend on current rates, your home value, your age, property taxes, insurance, program rules, and other factors, and they will differ. Nothing a calculator shows is an approval or a quote.
Loan terms and approval
Every loan is subject to application, credit approval, underwriting, and property eligibility. Rates, programs, and guidelines can change at any time without notice.
Communications and consent
If you send your contact information through this site, you agree that I may reach out by phone, email, or text about your inquiry. This consent is not a condition of any loan, and you can opt out at any time by asking me to stop or replying STOP to a text. Standard message and data rates may apply.
Third-party services and links
This site links to and works with third-party services, including the C2 Financial application portal, and it uses third-party tools for hosting, analytics, and mortgage technology. I do not control those services and am not responsible for their content, privacy practices, or availability. Your use of them is governed by their own terms.
Intellectual property
The content and design of this site belong to Christopher Gibson or are used with permission, except for third-party trademarks such as the C2 Financial and Equal Housing Opportunity marks, which belong to their owners. Please do not copy or reuse the site content without permission.
No warranties and limitation of liability
This site is provided as is, without warranties of any kind. I work to keep the information accurate and current, but I do not guarantee it is complete, error-free, or up to date. To the fullest extent allowed by law, I am not liable for any loss arising from your use of this site or your reliance on its content.
Changes to these terms
I may update these terms from time to time. The version posted here is the current one, and your continued use of the site means you accept it.
Governing law
These terms are governed by the laws of the State of Washington, without regard to its conflict-of-law rules.
Contact
Questions about these terms? Call or text 720-449-6622 or email c@chrisraygibson.com.
Christopher Gibson, Mortgage Broker, C2 Financial Corporation, NMLS #1910430. Equal Housing Opportunity.